ZOPA (
www.zopa.com - a marketplace where people meet to lend and borrow money - offers a quick and easy benchmark for the best financial deals available.
It says people with a good credit history should not put up with paying more than the Zopa marketplace's best rates for loans or other credit.
At Zopa, those with a good credit record can borrow, for example, £3,000 over three years for only 5.2 per cent and £1,000 over three years for just 4.9 per cent.
